Brand new beach home approximately 80% complete is priced to sell at a near steal. This adorable two story home situate on a cul-de-sac could be your very own piece of beach paradise. Gorgeous hardwood flooring, distinctive tile, french doors and freshly painted in nice relaxing tones. Covered porch and covered patio ideal for delighting in those breathtaking sunrises and sunsets. Snatch this one fast!

Asking Price $134,900!

Foreclosure in Santa Rosa Beach FL

Brand new beach home approximately 80% complete is priced to sell at a near steal. This adorable two story home situate on a cul-de-sac could be your very own piece of beach paradise. Gorgeous hardwood flooring, distinctive tile, french doors and freshly painted in nice relaxing tones. Covered porch and covered patio ideal for delighting in those breathtaking sunrises and sunsets. Snatch this one fast! PROPERTY TO BE SOLD “AS IS”. .

Only $134,900!

To view or for more information contact ann @ 850-288-9638

For more information or a list of our foreclosures and short sales on Pensacola Beach, Pensacola, Gulf Breeze,Navarre, Destin, and Panama City area please contact me. I will be more than happy to email you all of our Pensacola Beach Area REO listings and Short Sales to help you find your perfect home!

Santa Rosa Beach Short Sale

Custom built by John Willis Homes of Florida. This spacious 2479 square foot 4 Bedroom, 3 1/2 bath home has 4 outdoor porches and overlooks the community park area. Ideal for permanent resident, 2nd home or vacation rental. Very open and easy flowing floor plan. All upper porches boast Gulf Views. PROPERTY TO BE SOLD “AS IS”.

Offered At $ 535,000!

If you would like to view this property please contact

Ann @ 850-288-9638

or

SellStateRealtor@gmail.com

Foreclosure Timeline

Pre-foreclosure Period

A foreclosure in Floria begins when a lender files court action and records a notice of a pending lawsuit (Lis Pendens) against the borrower. The lender notifies the borrower and any other affected parties in person or in some cases by mail or publication. If the borrower does not respond to the court action within a specified amount of time, the county clerk can find the borrower in default and the lender can ask the court to make a final ruling. If the court rules against the borrower, the ruling will include the total amount owed to the lender and the foreclosure sale date.

The lender is not required by state law to notify the borrower before initiating the foreclosure process, but individual mortgages or deeds of trust might call for this. The borrower can stop the foreclosure up until the date of the sale by paying the total amount owed to the lender.

Notice of Sale / Auction

The sale date is typically 20-35 days after the court ruling, but this may vary depending on the individual court. The clerk of court issues a notice of sale containing the location, date, and time of the sale.  The notice is published once a week for two weeks, with the second notice appearing at least five days before the sale.

The clerk usually oversees the sale, which ordinarily occurs at the county courthouse at 11:00 a.m. on the sale date. The winning bidder must provide a 5-percent deposit and pay the remaining balance by the end of the day or a new sale is scheduled a minimum of 20 days later. After a successful sale, the clerk gives a certificate of sale to the winning bidder

Within 10 days of the sale, the clerk transfers ownership to the winning bidder if no one disputes the sale.  In most instances, a borrower has no right of redemption after the certificate of sale is issued.

If you’re at risk of having your home foreclosed on, you should contact an attorney or me to get foreclosure help. You might still be able to stop foreclosure.

Short Sale – $329,900

Make offer for quick short sale. This unit is being sold unfurnished. Final price and terms subject to lender approval. 7th Floor unit overlooking the beautiful white sand beaches of the Gulf of Mexico. Granite counters, tile flooring.

For more information please visit my website at

http://www.pensacolabeachwaterfronthomes.com

Fannie Mae has introduced a new financing program that will allow buyers to purchase Fannie Foreclosures with special treatment

Features and Benefits:

• No appraisal required.
• Low credit score requirements.  
• Available to both owner-occupiers (primary and second homes) and investors.  
• Up to 6% expanded interested party contribution. 
• No mortgage insurance required.* 
• High maximum LTVs are allowed. 
• EA I, II and III accepted.
• Up to 10 financed properties.

All Fannie Mae REO properties are not eligible for HomePath financing. Property must be registered at www.homepath.com as being eligible for HomePath financing.

HomePath is a registered trademark of Fannie Mae. Geographic, unit and other restrictions may apply.

*Ask about cost details on loans without mortgage insurance.

White Sands Blvd Foreclosure Great vacation home located on Florida’s best kept secret Navarre Beach! This adorable beach home offers tile and wood flooring, and even better expansive water views! You can’t beat this! PROPERTY SOLD AS-IS/WHERE-IS.

 Foreclosure!

Listed At $237,500

 Call me at 850-288-9638 to view or email me at sellstaterealtor@gmail.com for more information!

Short Sale!

4th floor unit with built in bunks. Complex has heated pool, hot tub, meeting room and Gulf access.

Only $125,000

Lovely 3/2 brick home in the heart of Pensacola! Inground pool, tile counter tops, tile floors, and fireplace. This is a foreclosure.

Only $124,000!

Foreclosure

Lovely 4/2 brick home closely located to Navy base, situated on a nice size lot. Great for military families looking for a place to call home!

Only $151,900!

To view or for more information contact ann @ 850-288-9638

We have foreclosures and short sales in all price ranges!

Call for your free list!

The safest ways to buy foreclosures